Buy to let or Let to Buy

Buy to Let

A buy to let mortgage enables an individual to purchase a rental property with a loan secured on that property. The purposes of this purchase is to generate income and obtain long-term capital growth on the investment.

We can help you whether you are an established property developer or looking to buy your first buy to let property .

Multiple Occupancy

A house in multiple occupation (HMO) is a building, or part of a building, occupied by three or more people, living as more than one household.

This area of lending is more specialised and we have the knowledge at Templar to help you through the maze.

Let to Buy 

This allows you to rent our your existing property and to purchase a new one for your main residence. Your existing mortgage could then be covered by the rental income you receive.

“Your home may be repossessed if you do not keep up repayments on your mortgage”

*the FCA does not regulate buy to let mortgages.